Everything you need to bridge digital assets and European banking: clear explainers for finance & compliance, and practical guides for developers.
On-ramping moves EUR → crypto, off-ramping moves crypto → EUR. Lightbit focuses on compliant off-ramping with direct settlement to IBANs across the EEA.
Compliance-by-design helps payouts scale without friction. Screening, auditability, and controls reduce manual reviews.
SEPA Instant typically settles in seconds. For large notional sizes, risk checks may add minor latency. The platform surfaces expected windows.
Use REST + webhooks to create payout requests and receive confirmations. Here’s a minimal example to simulate a payout quote in the sandbox:
async function createPayout() {
const res = await fetch("/api/payout-demo", {
method: "POST",
headers: { "Content-Type": "application/json" },
body: JSON.stringify({
asset: "USDC",
amount: 12000,
iban: "DE89370400440532013000"
})
});
if (!res.ok) throw new Error("Sandbox rejected");
const data = await res.json();
console.log("Quote:", data);
}Replace /api/payout-demo with your sandbox endpoint. Verify signatures on incoming webhooks.
Yes. Most payouts will settle in seconds depending on the receiving bank.
BTC, ETH, USDC, and USDT today. Contact sales for roadmap updates.
Yes. Create a free account to access sandbox credentials, webhooks, and test data.
Create test payouts, receive webhooks, and observe settlement status.